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Terms of Service & Cookie Policy

Terms of Use

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Effective Date: 1/1/2026
Last Updated: 1/1/2023

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These Terms of Use (“Terms”) govern your access to and use of this website and any related pages, forms, content, and features that link to these Terms (the “Site”).

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Owner: LCG Brands Consulting (including its subsidiaries and associated brands, including Necto Publishing and Minding Your Business Podcast) (“LCG Brands,” “we,” “us,” “our”).


Contact: info@lcgbrands.com | 23 Pleasant Street, Suite 8, Marblehead, MA 01945 | 910-617-8907

By using the Site, you agree to these Terms. If you do not agree, do not use the Site.

 

1) Scope and Definitions

  • “Content” includes all text, graphics, images, photographs, audio, video, downloads, articles, blog posts, podcast episodes, transcripts, guides, and other materials made available through the Site.

  • “Services” include consulting, strategy, workshops, speaking, publishing-related services, podcast-related offerings, and any other professional services we offer.

  • “Store” refers to any area of the Site through which you may purchase physical goods or digital products directly from us.

 

2) Not Legal, Financial, or Professional Advice

The Site and Content are for general informational purposes only. You are responsible for your decisions, actions, and results. If you need legal, tax, financial, or other professional advice, consult a qualified professional.

 

3) Services and Purchases Governed by Additional Terms

If you purchase a product through the Store or engage us for Services, your transaction may also be governed by additional terms presented at checkout, in order confirmations, on product pages, or in separate written agreements such as proposals, statements of work, licensing terms, speaker agreements, or invoices.

If there is a conflict, the transaction-specific or service-specific terms control for that transaction or engagement.

 

4) Eligibility

You must be at least 18 years old to use the Site, make purchases, or submit forms, unless a parent or legal guardian provides consent where required by law.

 

5) Intellectual Property

We own or license all rights, title, and interest in the Site and Content, including copyrights, trademarks, service marks, trade dress, and other intellectual property.

Limited License

We grant you a limited, revocable, non-transferable license to access and use the Site for your personal, non-commercial use and for evaluating our Services and products.

Prohibited Uses

Without our written permission, you may not:

  • copy, reproduce, distribute, publicly display, republish, upload, post, transmit, or create derivative works from any Content

  • scrape, crawl, harvest, or use automated methods to extract data or Content (except standard search engine indexing)

  • use our trademarks, logos, or brand identifiers in a way that suggests endorsement, affiliation, or partnership

 

6) User Accounts and Checkout

If the Site offers accounts or checkout functionality, you agree to provide accurate information and keep it current. You are responsible for activity under your account and for maintaining the confidentiality of your credentials.

We may refuse, cancel, or limit orders in our discretion, including suspected fraud, unauthorized activity, or pricing or listing errors.

 

7) Digital Products and Downloads

If you purchase or access digital products, templates, or downloadable materials:

  • you receive a limited, non-transferable, non-sublicensable license for your internal business use or personal use, as applicable

  • you may not share, resell, redistribute, publish, or make available the digital product to others unless expressly authorized in writing

Unless a specific written refund policy is posted for a product, digital products are non-refundable to the fullest extent permitted by law.

 

8) Shipping, Returns, and Store Policies

For physical goods sold through the Site, shipping, returns, and exchange rules will be posted on the Store pages or checkout flow and are incorporated into these Terms by reference.

 

9) Blog Comments, Community Behavior, and Moderation

If the Site permits comments or public interaction:

  • You agree not to post unlawful, defamatory, infringing, harassing, obscene, or harmful content, or spam, solicitations, or promotional links without permission.

  • You are solely responsible for what you post.

License to Your Comment Content

By submitting comments or other public content (“Submissions”), you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, publish, display, adapt, and distribute your Submissions in connection with operating, promoting, and improving the Site, our Services, and our content.

Moderation Rights

We may remove or restrict any Submissions at any time, for any reason, including for policy violations, spam prevention, legal risk, or editorial discretion. We are not obligated to host or retain any Submission.

 

10) Unsolicited Ideas and Materials

Do not submit confidential information, manuscripts, pitches, creative concepts, or proprietary materials unless we explicitly request them in writing. If you submit them anyway, you agree:

  • submissions are not confidential

  • we have no obligation to review, compensate, or return them

  • we may already be developing similar ideas independently

 

11) Advertising, Sponsorships, Affiliate Links, and Disclosures

The Site may include sponsored content, paid partnerships, affiliate links, ads, and podcast sponsorships. When there is a material connection that could affect the weight or credibility of an endorsement, we will disclose it in a clear manner consistent with FTC guidance.

Testimonials and examples reflect individual experiences and do not guarantee similar outcomes.

 

12) Acceptable Use and Security

You agree not to:

  • interfere with Site operations, security, or performance

  • attempt unauthorized access to systems, data, or accounts

  • introduce malware, viruses, or harmful code

  • use the Site for unlawful purposes

  • collect personal information from other users without consent

 

13) Third-Party Services and Links

The Site may link to or embed third-party services (for example, podcast platforms, video players, scheduling tools, payment processors, ad networks). We do not control and are not responsible for third-party content, practices, or policies. Your use of third-party services is at your own risk.

 

14) Privacy and Cookies

Our collection and use of personal information is described in our Privacy Policy and Cookie Policy. Your use of the Site is subject to those policies.

 

15) Disclaimers

THE SITE AND CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

We do not guarantee the Site will be uninterrupted, secure, error-free, or free from harmful components.

 

16) Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL ARISING FROM OR RELATED TO YOUR USE OF THE SITE OR CONTENT.

If we are found liable for any claim related to Site use, our total liability will not exceed the greater of:

  • USD $100, or

  • the amount you paid us for products purchased directly through the Site in the 12 months before the event giving rise to the claim

Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

 

17) Indemnification

You agree to defend, indemnify, and hold harmless LCG Brands and our affiliates, officers, directors, employees, and agents from claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

  • your use of the Site

  • your Submissions

  • your violation of these Terms

  • your infringement of any rights of another person or entity

 

18) Copyright Complaints (DMCA)

If you believe content on the Site infringes your copyright, send a notice including:

  • identification of the copyrighted work

  • identification of the allegedly infringing material and its location (URL)

  • your contact information

  • a statement of good faith belief

  • a statement under penalty of perjury that the information is accurate and you are authorized

  • your physical or electronic signature

Send to:
DMCA Agent, LCG Brands Consulting
info@lcgbrands.com
23 Pleasant Street, Suite 8, Marblehead, MA 01945

 

19) Changes to the Site and Terms

We may modify, suspend, or discontinue any part of the Site at any time. We may update these Terms by posting a revised version on the Site. Continued use after changes means you accept the revised Terms.

 

20) Governing Law and Venue

These Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to conflict of law rules. You agree to exclusive venue in state or federal courts located in Essex County, Massachusetts.

 

21) Time Limit for Claims

Any claim arising out of or related to these Terms or the Site must be brought within one (1) year after the claim arises, unless a longer period is required by law.

 

22) Severability and Waiver

If any provision is found unenforceable, the remaining provisions remain in effect. Our failure to enforce any provision is not a waiver.

 

23) Entire Agreement

These Terms, along with any policies and transaction-specific terms referenced here, constitute the entire agreement regarding your use of the Site.

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Cookie Policy

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Effective Date: 1/1/2026
Last Updated: 1/1/2023

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This Cookie Policy explains how we use cookies and similar technologies on the Site. This includes cookies, pixels, tags, SDKs, local storage, and web beacons.

 

1) What Cookies Are

Cookies are small text files placed on your device by your browser. Some cookies are needed for the Site to work. Others help with analytics, advertising, and remembering preferences.

 

2) Categories of Cookies We Use

A) Strictly Necessary Cookies

Required for core Site functions such as security, fraud prevention, load balancing, and consent management. These cannot be disabled in our systems.

B) Functional Cookies

Help remember your preferences and improve your experience. Optional.

C) Analytics Cookies

Help us understand how visitors use the Site so we can improve performance and content. Optional.

D) Advertising and Targeting Cookies

Because we run ads and retargeting, we may use cookies and pixels to:

  • measure ad performance

  • build audiences for retargeting

  • deliver interest-based advertising across sites and services

These cookies are optional in jurisdictions that require opt-in consent.

 

3) Consent and Cookie Choices

Where required by law, we will request your consent before placing non-essential cookies (including analytics and advertising cookies). Guidance from EU regulators indicates that scrolling or continued browsing is not valid consent for non-essential cookies and that consent should be given through a clear affirmative choice.

You can manage cookie preferences by:

  • using our cookie banner and preferences center (if available on the Site)

  • adjusting your browser settings to delete or block cookies (this may affect Site functionality)

 

4) California “Do Not Sell or Share” and Global Privacy Control

If you are a California resident, you may have the right to opt out of the “sale” or “sharing” of your personal information. “Sharing” can include disclosure for cross-context behavioral advertising. The California Attorney General also recognizes opt-out requests submitted through user-enabled Global Privacy Control signals, where applicable.

If the Site provides a “Do Not Sell or Share My Personal Information” link, you may use it to opt out of sharing for targeted advertising. If we detect a valid opt-out preference signal, we will process it in accordance with applicable law.

 

5) Web Beacons, Pixels, and Email Tracking

We may use pixels or beacons on the Site and in communications to understand engagement and measure the effectiveness of campaigns. Some pixels may be provided by advertising or analytics partners.

 

6) Third-Party Cookies

Some cookies are placed by third parties whose tools appear on our Site, including:

  • advertising platforms and measurement partners

  • embedded podcast and video players

  • payment processors or ecommerce tools

  • social media embeds

These third parties may collect information directly from your browser, subject to their own privacy policies.

 

7) Cookie Retention

Cookies may be:

  • session cookies, which expire when you close your browser

  • persistent cookies, which remain until they expire or you delete them

We recommend publishing a cookie list table on the Site with each cookie’s provider, purpose, category, and duration.

 

8) Updates to This Cookie Policy

We may update this Cookie Policy to reflect changes in technology, vendors, or legal requirements. Updates will be posted on the Site.

 

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